Start Investing In Stocks With Just ₹2000 Today

Credit – https://www.pexels.com/photo/selective-focus-photo-of-man-using-laptop-1438081/

By Subhankor

I still remember the day I bought my first stock. My hands were literally shaking as I clicked the Buy button on my phone. I was 19, had just ₹2,500 in my savings, and everyone around me said, Stock market is gambling. You’ll lose everything. That was three years ago. Today, my portfolio has grown to over ₹85,000 and I’ve learned lessons that no finance book could have taught me. if you’re reading this with ₹2,000 in your pocket wondering if you can really start investing .

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Why I Started With Just ₹2000

By Subhankor

Let me be honest. I didn’t have lakhs to invest. I was a college student doing a part-time internship that paid me ₹5,000 monthly. After my expenses, I barely saved ₹2,000-₹3,000. But I was tired of seeing my money sitting in a savings account earning a pathetic 3% interest while inflation ate away its value. I wanted my money to work for me, not just sit there. The best part? Starting small was actually a blessing. I made mistakes, but they were ₹100-₹200 mistakes, not ₹10,000 mistakes. Each small loss taught me something valuable without breaking my bank.

What I Learned –

By Subhankor

Stocks are simply small pieces of a company. When you buy a stock, you become a part-owner of that company. If the company does well, your stock price goes up. Simple as that. Demat Account is like a digital locker where your stocks are stored. You can’t buy stocks without it. Think of it as a bank account, but for stocks. Trading Account is what you use to actually buy and sell stocks. It’s linked to your Demat account. I made the mistake of not understanding these basics initially. I opened an account on a random app my friend recommended without knowing what I was doing. Don’t be like the old me.

Choosing the Right Platform (My Trial and Error)

By Subhankor

This was confusing. There are so many apps and brokers – Zerodha, Groww, Upstox, Angel One, Paytm Money, and dozens more. I tried three different platforms before settling on one. Here’s what I learned: Zerodha – I started here. ₹200 account opening fee, but zero brokerage on delivery trades. The platform felt professional but was a bit complicated for a beginner like me. Groww – This is where I eventually settled. Super simple interface, easy to understand, and no account opening fees. Perfect for beginners. The app literally holds your hand through everything. Upstox – Also good, low fees, but I found their app slightly less intuitive.

My Recommendation: If you’re a complete beginner like I was, start with Groww or Angel One. They’re designed keeping new investors in mind. Once you get comfortable, you can switch if needed.

Opening Your Account (Easier Than Opening a Bank Account)

By Subhankor

What You Need: –

PAN Card
Aadhaar Card
Bank account details
A selfie and signature (yes, that’s it!)

The Process: –

By Subhankor

Download the app (I used Groww)
Enter your mobile number
Upload PAN and Aadhaar
Do a quick video KYC (someone verifies your documents on a video call)
Link your bank account
Done ?

My account was activated within 24 hours. My friend’s took 3 days because he submitted blurry photos.

My First Investment Strategy (Starting With ₹2000)

By Subhankor

Here’s where most beginners mess up. They see their ₹2,000 and think, Let me buy one expensive stock or Let me put everything in one company. I almost made this mistake. I wanted to buy Reliance shares which were around ₹2,400 at that time with my full ₹2,500. Thank God I didn’t.

I divided my ₹2,000 into smaller parts and followed the 50-30-20 rule that I created for myself: –

₹1,000 (50%) – Large, stable companies (Blue-chip stocks)
₹600 (30%) – Medium-sized companies with growth potential
₹400 (20%) – Kept aside for future investments

My First Portfolio:

Tata Motors – ₹350 bought 2 shares at ₹175 each
ITC – ₹400 bought 2 shares at ₹200 each
HDFC Bank – ₹250 fractional share

How I Grew My ₹2000 to ₹85000

By Subhankor

Month 1-3:– My ₹2,000 became ₹2,100 (₹100 profit) Month 4-6: – I added ₹1,500 more. Total portfolio:- ₹3,600 Month 7-12:- Some stocks fell, some rose. Portfolio: ₹4,200 Year 2: I kept adding ₹1,000-₹2,000 monthly. Portfolio reached ₹28,000 Year 3: Market was good. My stocks grew 40%. Plus I kept adding money. Reached ₹85,000

A real Life of Story Mr . Subhankor ( Author )

Conclusion

By Subhankor

Starting my investment journey with just ₹2,000 was one of the best financial decisions I ever made. Not because I made huge returns immediately i didn’t, but because it taught me invaluable lessons about money, patience, and financial discipline. Three years later, I’m not a crorepati. I’m not driving a BMW. But I have a growing portfolio that gives me confidence about my financial future. I’ve learned skills that will benefit me for a lifetime.

Frequently Asked Questions (FAQs)

By Subhankor

Q1: Is ₹2,000 really enough to start investing in stocks?

Yes, absolutely! I started with ₹2,500, and I know people who’ve started with even ₹500. In today’s market, many good stocks are available for ₹100-₹500 per share. You can buy fractional shares through many platforms. The key is not how much you start with, but THAT you start. I’ve grown my initial ₹2,000 to over ₹85,000 in three years primarily by consistently adding small amounts every month. Think of it like planting a seed – even a small seed can grow into a big tree with time and care.

Q2: Which app is best for beginners to start investing?

From my personal experience, I’d recommend Groww or Angel One for complete beginners. I tried Zerodha first, but found it a bit complicated. Groww’s interface is super simple – everything is explained in plain language. They also have a great learning section. Angel One is also good with zero account opening fees. Whichever app you choose, make sure it has these features: zero or low fees, easy-to-understand interface, and good customer support. Don’t stress too much about choosing the “perfect” platform – you can always switch later. I switched platforms after 8 months, and it was easier than I thought.

Q3: How do I choose which stocks to buy with my limited money?

This was my biggest confusion when I started! Here’s what worked for me: Start with companies you understand and use in daily life. My first investments were in Tata Motors (I see their cars everywhere), ITC (my family uses their products), and HDFC Bank (everyone knows it). Look for companies with consistent profits, low debt, and good reputation. Avoid penny stocks very cheap stocks – they’re usually cheap for a reason. With ₹2,000, buy 2 ,3 different stocks to spread your risk. I made a mistake of putting all money in one stock initially don’t repeat that. Use the app’s stock screener to filter companies by price and fundamentals.

Disclaimer

By Subhankor

This blog post is based on my personal investment journey and experiences. I am not a SEBI registered financial advisor or investment expert. The information shared here is for educational purposes only and should not be considered as financial advice. Stock market investments carry risks, and past performance doesn’t guarantee future returns. Before investing, please do your own research or consult with a certified financial advisor. Always invest only what you can afford to lose.