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Introduction
By Mr. Subhankor
It was a regular evening in April 2024 when my friend showed me how he used ChatGPT to complete his office presentation in minutes. I sat there stunned, watching an AI do in 5 minutes what would take him 2 hours. That night, I couldn’t sleep. One thought kept racing through my mind – This is going to change everything. How can I invest in this ? The next morning, I opened my trading app and searched AI stocks India. What I found confused me. There was no Indian company called AI Technologies or India AI Corp. No obvious choices. Just regular IT company names I’d heard before. That’s when my real journey began. I spent the next two months obsessively researching every possible way to invest in AI through Indian stocks. I read annual reports, watched countless videos, analyzed company presentations, and made several investing mistakes that cost me money but taught me invaluable lessons. Five months later, I’ve invested ₹28,000 across AI related stocks, learned what works and what doesn’t, and discovered the truth about AI investing in India it’s real, it’s profitable, but it’s completely different from what I initially imagined.
My First Misconception About AI Stocks
By Mr. Subhankor
When I started, I thought investing in AI meant buying shares of companies building robots or creating ChatGPT-like products. I imagined futuristic companies with cool names working on groundbreaking technology.The companies creating cutting-edge AI products (OpenAI, Google DeepMind, Anthropic) aren’t publicly traded in India. I can’t buy their shares even if I wanted to. The American AI giants (NVIDIA, Microsoft, Google) are available but expensive. One NVIDIA share costs ₹12,000+ With my ₹25,000 budget, I could barely afford 2 shares. Indian AI landscape is different.
My Actual AI Stock Portfolio (Real Numbers, Real Results)
By Mr. Subhankor
Investment 1: Infosys – ₹9,000
Purchase price: ₹1,485 per share bought 6 shares Current price: ₹1,610 per share Current value: ₹9,660 Return: +7.3% ₹660 profit
Why I bought: Infosys has Topaz – their dedicated AI platform. I attended their virtual investor presentation where they showcased real client projects using generative AI. They’ve partnered with NVIDIA and are training thousands of employees in AI skills.
Investment 2: Tata Consultancy Services (TCS) – ₹7,500
Purchase price: ₹3,580 per share (bought 2 shares) Current price: ₹3,795 per share Current value: ₹7,590 Return: +1.2% ₹90 profit Why I invested: India’s largest IT company. They have AI solutions across banking, manufacturing, retail. Massive scale, massive clients, massive stability.
Investment 3: Persistent Systems – ₹5,500
Purchase price: ₹4,350 per share Current price: ₹5,380 per share Current value: ₹5,380 Return: +23.7% ₹1,030 profit Why this excited me: Mid sized company, heavily focused on AIML and cloud technologies. Works with healthcare, fintech, and software companies on cutting-edge projects.
Investment 4: Tech Mahindra – ₹3,500
Purchase price: ₹1,250 per share Current price: ₹1,295 per share Current value: ₹3,626 Return: +3.6% ₹126 profit Why I chose it: Strong focus on 5G and AI integration. Also, Mahindra brand trust factor. They’re working on AI for telecom and automotive sectors.
Investment 5: ICICI Bank – ₹2,500
Purchase price: ₹1,065 per share Current price: ₹1,215 per share Current value: ₹2,835 Return: +13.4% ₹335 profit The surprise pick: Not an IT company at all! But ICICI uses AI extensively their iPal chatbot, credit underwriting, fraud detection. Plus, I got ₹18 dividend.
Total Portfolio:
By Mr. Subhankor
- Invested: ₹28,000
- Current Value: ₹29,091
- Total Return: +3.9% ₹1,091 profit in 5 months
- Annualized Return: 9.4%
Stocks on My Watchlist 2025
By Mr. Subhankor
1. Happiest Minds Technologies (₹720 per share)
Why interested: Pure-play digital transformation company, strong AI/ML focus, smaller size means more growth potential. Why waiting: Valuation seems stretched. Waiting for 10-15% correction.
2. Cyient (₹1,450 per share)
The attraction: Work in aerospace, telecom, utilities with AI-powered engineering solutions. Niche but interesting. Hesitation: Need to understand their revenue model better. Not convinced yet.
3. L&T Technology Services (₹4,800 per share)
Pros: Engineering and R&D services with AI integration for industrial applications. L&T brand backing. Cons: Stock price already run up significantly. Waiting for entry opportunity.
Resources That Actually Helped Me
By Mr. Subhankor
For Stock Analysis:
- Screener.in – Best free tool for analyzing fundamentals
- Tickertape – Company reports explained simply
- MoneyControl – Daily news and updates
Conclusion
By Mr. Subhankor
AI stocks in India ARE a real opportunity, but not in the way most people imagine. We’re not investing in the companies creating revolutionary AI technology. We’re investing in companies that are intelligently implementing, adopting, and benefiting from AI created elsewhere. AI stocks in India ARE a real opportunity, but not in the way most people imagine. We’re not investing in the companies creating revolutionary AI technology. We’re investing in companies that are intelligently implementing, adopting, and benefiting from AI created elsewhere.
I’m committed for the long haul. I’ll keep adding ₹5,000 monthly. I’ll make more mistakes and learn from them. I’ll celebrate small wins and absorb temporary losses. In 3-5 years, I’ll look back and evaluate whether this strategy paid off. But regardless of returns, I won’t regret this decision. Why? Because I chose to participate in one of the biggest technological shifts of our generation rather than just watching from the sidelines.
Frequently Asked Questions (FAQs)
By Mr. Subhankor
Q1: What are the best AI stocks in India for beginners?
Based on my personal experience, start with TCS or Infosys. They’re the safest entry points into AI investing in India. I have both in my portfolio, and while they don’t give spectacular returns, they’re stable and reliable. TCS is India’s largest IT company with established AI services across multiple industries. Infosys has their Topaz AI platform and strong partnerships with Microsoft and NVIDIA. Both pay regular dividends, have low debt, and won’t collapse overnight. Once you’re comfortable with these, you can explore mid-sized companies like Persistent Systems or Tech Mahindra. My recommendation: invest 70% in TCS/Infosys and 30% in one mid-cap company if you’re just starting. This gives you safety with some growth potential.
Q2: How much money do I need to start investing in AI stocks?
You can literally start with ₹5,000-₹10,000. I started with ₹28,000, but looking back, I could have started with ₹10,000 easily. Here’s a sample portfolio with ₹10,000: Buy ₹4,000 of Infosys about 2-3 shares, ₹3,500 of TCS about 1 share, and ₹2,500 of ICICI Bank (about 2 shares). That gives you exposure to AI services and AI adoption. Keep the remaining ₹500-₹1,000 for future opportunities or averaging down. Don’t wait to have ₹50,000 or ₹1 lakh to start. The experience you gain by starting small is invaluable. I learned more from my first ₹10,000 investment than from reading 10 books. Just make sure it’s money you can afford to keep invested for at least 3 years.
Q3: Are AI stocks risky? Can I lose all my money?
Let me be completely honest yes, there’s risk, but no, you won’t lose everything if you invest smartly. In regular stock investing not F&O or margin trading, you can only lose what you invest. If a company goes completely bankrupt, you lose 100%. But that’s extremely rare for established companies like TCS, Infosys, or ICICI Bank. My worst-performing stock that penny stock disaster lost 72%, but that was my fault for not researching properly. My established AI stocks have had temporary drops of 10-15%, but none have crashed permanently. The real risk isn’t losing everything it’s losing 20-30% due to market corrections or bad stock selection. That’s why I recommend: (1) Invest only in established companies, not unknown penny stocks, 2 Diversify across 4-5 stocks, 3 Invest money you won’t need for 3-5 years, and 4 Don’t put your entire savings in AI stocks – maybe 20-30% of your investment portfolio.
Disclaimer
This article reflects my personal investment journey and research on AI stocks in India. I am not a SEBI-registered investment advisor or financial expert. The content here is purely educational and should not be treated as financial advice. Stock markets involve substantial risks, and historical performance doesn’t guarantee future results. Please conduct thorough research and consult a certified financial advisor before investing. I currently hold positions in some stocks mentioned in this article.
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